Abstract: In modern banking operations, the effective collection of placements from business entities is inextricably linked to ensuring cybersecurity. The complex collection process encompasses continuous monitoring of overdue obligations for various types of placements (long-term and short-term loans, revolving credits, guarantees, etc.). Credit placements and guarantees, as a significant part of the banking portfolio, represent a complex and extensive segment of collection, requiring precise monitoring of payment dynamics and prompt reaction to potential delays. Communication with business entities during the collection process is exposed to an increasing risk of cyberattacks, making cybersecurity an indispensable element. This paper therefore aims to describe in detail the process of collecting business entity placements and to investigate and analyze its connection with cybersecurity. The authors use a range of scientific research methods in the paper (methods of analysis, comparison, induction, deduction, description, and classification, etc.), as well as certain statistical and mathematical methods. The research methodology is based on a survey method using an online questionnaire instrument. The obtained research results show that a certain level of cybersecurity significantly contributes to the success of placement collection within the banking system. This paper originated from the topic of a defended master's thesis titled "Collection of Business Entity Placements by Banks."

Keywords: banks, cybersecurity, credit placements, business entities